How to Become Crorepati with Small Investment

Becoming a Crorepati is a Pure Maths

Importance of financial literacy

Compound Interest is the Eighth Wonder of the World-Albert Einstein

As per latest research shows, more than 70% Indians are badly financial managed, almost 60% having no clue about financial literacy. The shocking truth is that nowhere in our education systems or society tries to educate us on such important aspects of our life.  We maximum have no idea regarding cash flow, Personal financial budget, Demonetization, inflation, deflation, GDP, growth rate etc. 

But you are agreeing with the statement “Money earns Money”, but how & how much is based on knowledge of money management. Where to invest and when? A Risk factor associated with an investment, higher return, insurance etc all these parameters are plunge under the category of financial literacy.

Saving: How much we save in one time is not so important for becoming Crorepati, how regularly we save money is much better way to getting Crorepati. The myth is that for saving money, we have to earn more. If you have a desire to save some percentage of your hard earn money for your future expenses, like marriage, children’s education, buying home, retirement plan etc. then you have manage to save at least 30% of your monthly income, when your salary is credited, first invest, then only spends rest for your daily needs. Please never postpone to start saving in next month; the next month will never come…100% true, Choice is yours.  

Poor vs. Middle Class vs. Rich: Poor people earn less money and all money gone to their monthly expenses. In the case of actual rich and middle class (appear rich-not actually rich), there are two ways to flow your money either you spend it or invest it. There is a small distinction between rich vs. middle class, rich people always looking for assets and middle class looking for liabilities, assets pay you and liabilities cost you. 

If you want to become Crorepati as earliest look for assets, not liabilities. Your Smartphone is your liabilities, if it does not pay you or if you buy a home for yourself by taking a loan, then your monthly EMI is a super liability for you, your loan is assets for the bank, where you have taken the loan. Only buy the liabilities, when it is an utmost necessity, otherwise go for assets (anything which pays you), most important your education is your assets, it pays you in near future.

Types of Saving: When you decided to go to save 30% of your monthly income, and then should know about the following insurance and investment. I just urged you to go for 30% only (you have still 70% to spends for your day to day activities), if you can more, you will a Crorepati as sooner and one note please never ever put all saving in the same basket (one scheme). 

Term Insurance: This is not an investment, it is a pure insurance. Before investment, you should have one term insurance. Please go for online term insurance and for the longer term, roughly 3-5K annual premiums for 50-100 Lac cover. Please go for as early as possible (as the premium amount depends on your current age). You should also have one good health insurance plan which should cover your family members also. If some unfortunate event happens in your case, then term insurance will provide sufficient financial help to your family members. 

Always keep in mind, never mixed up the insurance with investment.

Mutual Fund: When we heard about Mutual Fund, one statement comes in our mind “Mutual Fund investment is subject to Market Risk”. Please don’t panic, go for some good fund company, check the past return rate and ranking of the respective mutual fund, choose the monthly SIP (Systematic Investment Plan). Yes definitely its return depends on the market, but for good fund in long-term; the risk factor is almost nil. It will give you 13-20% return, but not guaranteed. If you are looking for tax saving option, go for ELSS fund, having 3 years lock in the period.

NSC (Post Office): National Saving Certificates (NSC) which provides the maximum guaranteed return 8.5% with a lock-in period of 6 years; this is one of best secure investment for your retirement life. Please contact the local post office, till today; this is available in offline mode only.  

PPF (Public Provident Fund)-Tax Saving Purpose: PPF is a good way to invest with the return of 8-8.5% (varies), but the lock-in period is 15 years. You can easily open the PPF account through internet banking.

LIC: We middle class only know about LIC, however, LIC is neither a good insurance nor good investment; it’s just in between. As you already covered by term insurance, you need not think about insurance, but if you can afford, go for some money back policies (your or family members) depends on own financial goals.  

FD (Fixed Deposit) /RD: Advised to keep some portion of the investment in fixed deposit for emergency purpose, which gives the minimum return among all type of investment, approx 6-6.5% (after tax deduction).

Land or real State: It is the top priority of any type of investment, but you require too much lump sum amount. Now a day, if you are able to buy a land in any good location, then you are already Crorepati, why you are wasting your time to read this article “How to becoming a Crorepati”…Hehe...

Crorepati Formula: Here it is- Mr. Sanjay Monthly Investment and Total Return-

• Before invest, please examine your financial goals and prepare personal Budget, never trust on agents, first understand yourself, then only invest (Go for online, quite cheaper).Apart from NSC, all other having auto debit facility from your bank account, no need to remember or worry about premium payment.
• If you want getting rich faster or at an early age, then you have to earn more to save more or start saving as early as possible. The magic of money multiplication happens in a longer term.

Now the decision is yours, at what age you will be Crorepati is depended on how early you start saving and the amount of monthly investment for that purpose. In the magic of compounding, the time frame has a crucial role, that’s why I am telling you to start saving from today onwards and if you can afford, increase the percentage of the investment amount. 

Poor people, they don’t have remaining money (after expenses) to invest, and in the middle class (appear Rich, but not actually rich) spends the maximum money in their liabilities and super Rich people invest money for assets, which generates cash flow.

For getting Crorepati, you need not have too much money; just you have to understand the magic of power of compounding and regular investment habit. This is the guaranteed path towards being a Crorepati, it takes time but you will achieve. 

Observe the following two graph (Sources), you will understand the magic of compounding-

If you thinking the other way to becoming Crorepati as faster as possible with the small amount of investment, the share market is there. Be careful it not the surely guaranteed path, you can lose your capital also, and maximum people lose the money in share market. 

Wait for my upcoming next article "How to start in Share Market, Do,s and Don’t  before you start."

Understand the cash flow and earn more money, having more money you not only achieve the financial stability; also you will gain the social respects by providing jobs and charity to the society.

How much you invest is not so important, how long and regularly invest is the MANTRA of becoming Crorepati. 

Wish you Good luck..!   

    franklySpeakUp.blogspot.in

Nomophobia:Smartphone Addiction

Nomophobia: The fear of being without Mobile Phone

There are approx 2 billion people having a smartphone around the globe. It is an undoubted fact, due to the advancement of communication technology; the smartphone plays a vital role in our daily life. It provides an easy and smart way of living to human mankind. However, if you excessively use it, then it may adversely affect your health. Interestingly, one latest survey confirmed that people touch the phone 150 times per day (average)…shocking…!

At present, there are approx 200 billion smartphone users in India. As per the VSERV report (Indian Smartphone User Persona Report), on average Indians spend 3 hrs a day on their smartphone. There are various categories of users, like App Junkies, conversationalist, Entertainment Buffs, social stars etc; social stars spends approx 263 min per day i.e. 4.5 Hours. Recently, when the data prices were slashed or Reliance Jio has started its free promotional offer, usage is exponential increasing day by day, especially in youth. 

What is Nomophobia: Nomophobia means No Mobile phobia, it is a fear not having the mobile phone with you, and simply called as smartphone addiction; user feels an irrational fear of being out of the mobile phone. Latest research findings stated, in developed countries, like Great Britain 64% users are suffering from Nomophobia and in India, there is no authenticate research till yet, but surely percentage will cross more than 50%. There are no specific physical symptoms of Nomophobia, but user shows too many behavioral indicators when s/he suffer from Nomophobia, like anxiety, depression, panic, fear, dependence, lose patience, mentally disturb, memory loss etc. 

Immediate Effect: User will continually lose patience, decrease efficiency in workplace, unable to concentrate, lack of focusing on one task, irritation, sometimes impinge in relationship with family members and friends, complete away from nature, behavior changes, lead to no confidence and in long term it will adversely affect on user health & finally lead to mentally disturbed. Some cases are vision problem and affect on the functional of brain cells. If it will continue, one day it may ruin the life of user (Profession, Relationship, and Health).

Are you suffering from Nomophobia? Let’s check it out, Please note your answers in “YES or NO” and  be honest.

1. If you touch the phone more than 100 times per day (Check it out using an app).
2. In morning, check the phone before brushing teeth or during mid-night.
3. Continuously use it at the meeting, classrooms/restaurants/public events etc.
4. Use the phone in the toilet, it seems astonishing, but it is very true.
5. Spend time more than 200 minutes per day (Check by OFFTIME app, the result will shock you).
6. Feeling anxiety or fear, when battery about to die.
7. Phubbing-The act of snubbing, like continuously looking at your phone during social sitting, instead of paying attention to the counterparts.
8. Feeling uncomfortable or disturb, when you are without the phone.  
9. Highly active on social networks (WhatsApp/Facebook/Twitter/Instagram etc) 
10. Check the phone within every 15 minutes.

If your answers “YES” are ≥6, then you are suffering from Nomophobia. It means that you might be Smartphone-addicted; it’s time to alert and if your answers are 10 “YES”, then please consult with doctors.

Treatments: At present, there are very limited medical treatments are available in India; treatments include cognitive-behavioral psychotherapy and sometimes collective approach as per pharmacologist. If you are at initial or mid level of the disease, then you can diagnose it yourself, you should follow the following rules strictly- 

At Phone level: Check the time spent on phone (apps are available), keep the phone away from working desk, fix 3-4 hours free from phone (morning and evening), morning time should “Free From Phone” whatever the conditions, stick one day as a smartphone holiday (preferably Sunday), uninstalled those all unnecessary apps (games, social networks etc), turn off notifications, fix the user time limit in social sites, if possible keep yourself away from free Wi-Fi hot spots etc. 

At Personal level: Focus on career, spend more time with dear or near one, join yoga classes or some social services, start a habit of read books (Hard Copy), go to gym or playground, at least on weekend or holidays, join phone free events (in developed countries), do some creative work whatever you like..Decision is yours. 

Conclusions: If your earning and learning does not extensively depend on a smartphone, then you should definitely find the way out from extreme fear of losing Smartphone. Only use the phone, when it a necessity; otherwise strongly say to “NO” means “No” and make it as a habit. Just a few days you have to struggle, and within a week it will be a normal schedule.

Make a outdoor workout routine, sit in the park without phone, observe the nature, you will feel amazing, we all human being are purely natural, don’t mesh our body with artificial things, always nature is the best, if you live with nature, you gain too much stability, improve your health and peace in mind. 

Ultimately whatever we do, one day we will lie on the death bed, if you are able to leave this amazing world with happily and satisfactorily; then only life is accomplished. I am not against the technology, being as a technocrat I love technology, but we have to use it constructively. Let’s live with technology, but ensuring that we are master forever, and technology should remain as a servant. And one more thing, Smartphone may be your friend during loneliness, please remember, it is continuously stealing your Aloneness..! Now choice is yours..!

Let’s live the life with Healthy, Happy and Harmony!

             Truly,

      

FranklySpeakUp.blogspot.in

Wishing you a Very Happy & Prosperous Dewali !

Dear Friends,

Greetings!

ये तौहार दीप का, उजाला का, कयौं कि दीप ही ज्योति का प्रथम तीर्थ है, इस दिपावली पर्ब पर आप्प सभी को शुभकामनाएं !  उमीद करता हु , लक्ष्मी जी कृपा से आप सभी  के घर मे खुशी  और शान्ति कि ज्योति जलते रहे ! 

     Wishing you and all your family members a Very Happy and Prosperous Diwali !

      Be Safe, every life counts, so celebrate responsibly !

                 Truly,

 

      franklyspeakup.blogspot.in

Boycott of Chinese Diwali Products: Not Realistic

Let’s throw the Emotions and play the game using our Minds

The great Indian festival Diwali is at the door, which is a festival of lights. Every year, when Diwali approaches, we start to talk about the boycott of Chinese products.  Is this realistic? Absolutely not, nowadays, the whole world has become a global market. If we want to participate in the global market, the way is innovation, which provides the best quality products at cheaper price.  No matter how many times, we blew our trump about to boycott of Chinese Diwali products, it doesn’t work.  The markets are flooded with several Chinese products, from crackers to LED lamps.

Diya (Soil Oil Lamp) is most key product during Diwali. Through lighting the Diya; we can connect our spiritual vibes with god. It has too many advantages as compared to electronic LED lamps. Diya is our old tradition from Vedic days, in Hinduism believes that it provide the right direction of the path in our life, it is entire environmental friendly, low cost and most significant when you light the Diya, it gives the mental peace and true happiness. In additional, if you purchase Diya, which may help to happily live some poor families, please note Diya doesn’t manufacture by Reliance or Tata or so on. It’s our responsibility to keep it alive, let’s promise ourselves, in this Diwali, we going to use only Diya …which is the purely Indian tradition.

We are in the 21st century, the mode of celebrations has changed, and we have to accept it. Now a day, we (so-called upper-class or middle-class family) uses the various LEDs lights to décor our homes, these all (95%) LED lights are manufactured by China. From the unaware customer point of view, I look for cheaper products, and China provides that. How they did? It’s time to understand their systems.

Let’s introspect, what we are doing? At present, we are unable to develop LEDs, which are better, smaller and cheaper than Chinese products. Just blowing to the phrase “Make in India”… “Make in India”, doesn’t help. I agree that the money we spent in research and innovation in not sufficient. No matter, how much we spent, Have we developed any product in last 10 years? It hard to accept the truth that maximum our researcher or scientist are only busy for increasing the numbers of paper publication and patent filing for their promotion or personal benefits. Let’s frankly speaking, is there any products, which we use in daily life is developed by CSIR lab or other govt. funded organization?  After the patent was granted, no one bothers to bring it to the product level, then what the meaning of doing such research, which doesn’t give the benefit to the society. Whatever amount we spent for research (39 CSIR Lab, IITs, NITs, Central Institutions), we should ask for accountability, otherwise, the research will continue as numbers game only. Last year NR Narayana Murthy well said “No invention, earth-shaking idea from India in 60 years”, it is a bitter truth.

For the private player, the scenario is not different, big private giant Reliance offers Jio free SIM with its handsets, they provide the low-quality LYF handsets, which is Made in China and interestingly Make for India. Amazing, Reliance talking about digitalization, it sells various electronic products in its reliance digital store, where a single product is not developed by Reliance itself.

A Recent corporate spark from TATA, till date, we feel proud that Indian TATA gifted Nono car to the world, which is the lowest price on this planet. As per the former chairmen Cyrus Mistry- Tatas not shutting loss-making Nano for emotional reasons…oh, my god..!

Emotion doesn’t provide the success in competitive world, so we have to play the game by using our minds, let’s think about few some facts & do the change as earliest-

•No detention policies to 80% Indian engineering graduates are unemployable (Shocking).

•Education systems should be practical approach (No theoretical)

•Promote from schools to universities: Rewarding based on innovation & product development (Marks % should not be only criteria)

•Promotions of scientists and professors (Applied Science and Engineering) should be purely based on what products they developed, how much sections of the society going to benefited.

•Make sure about accountability, the single penny we spent in research.

•Increase the research and innovation budget.

•Let’s promote innovation…

It will take time, maybe next 10-15 years, but first we have truly analyzed our education system and adopt the systems which help true innovation, then only our next generation will use the Indian LEDs or Crackers during Diwali celebrations, then only “Make in India” will meaningful.

India & China are two emerging economies is the world market, China already one steps forward; it’s our time to join in the race. Let’s innovates better and cheaper products; no need to boycott, Chinese Products will automatically fade away from the Indian Market.

Wishing you a very Happy Diwali….!

Truly

An Indian, who believes in improvement…!

10 Reasons - No to Reliance Jio

10 Reasons Why You Should Not Pick The Reliance Jio SIM

I am sharing this experience after using the Jio SIM last one month. If your earning is not extensively and solely depend on the mobile phone, then you should not go for Reliance Jio SIM, here are the 10 reasons-

#1 Call Connectivity Problem: If you try to connect the call to Airtel, Idea & Vodaphone users, you will have to struggle for 5 to 10 minutes. Think about Airtel, Vodafone & Idea share the 74% of total market in India and for other service provider calls establish timing is OK. When you need to call during an emergency then you will realize the importance of call connecting time. The situation will not be solved until the conflict between companies will end (regarding sharing their networks and POI-Point of Interconnections).

#2 Service Quality & Call Drops: There are extensively call drops of Jio user, as per the latest news there are approx 1.5 crores calls fails or drops in a single day. There are POI issues going on between Jio vs. Airtel, Vodaphone, and Idea. As per Airtel statement that Reliance Jio call drops due to its under-preparedness.

#3 SIM Activation Time: To getting the free Jio SIM is not an easy task, for that you will have to stand in long queue for a whole day or need to pay 300-400 bucks at the local mobile shop. If you are willing to get the only Jio sim, not along with handsets, then its activation time will take 10 to 30 days, I wish, SIM will get activated before the Jio free offer will end. In addition For Jio SIM, you should have 4G compatible handsets to get the advantages of 4G.

To getting the immediate activated SIM, you will have to buy Handsets as per Reliance scheme (LYF mobile- Low-Quality smart phone, too much heating and fast battery drain problem) and I was bought LYF Flame 8 at price INR4400.

#4 Don’t make Jio as Primary Number: As there are various issues are ongoing in Jio service, so at present situation don’t make Jio as your primary number.

#5 Networks Infrastructure: Communication Channel has limited capacity, so communication companies use the infrastructure on sharing basis, without upgrading the infrastructure, if channel utilization will continue increases by increasing subscribers and usages, then the experience will more adverse.

#6 Time Killer: If your daily activity does not exclusively depend on Internet or voice calling, then it’s not suitable for you. Due to free internet, we Indian have a tendency to just chit chat in FB or Whatsapp or surfing net for whole day, which kills our quality time, If you have internet addiction, it will more effect in your life, please don’t execute your pleasant quality time with Smartphone, as time once take off, it will never replicate.

#7 Speed:  Reliance Jio claimed, their service is 4G, but I have seen that it never touched the 4G speed (which should near about 100 MB/S), it attained somehow 2.5G or near about actual 3G speed.

#8 Looking Hotspots: if you are students or working in companies, then you have the access free hot spots in your organizations or hostels, just download or uses the Youtube offline facility. Nowadays there are numbers of free wifi hotspots in public places in metro cities.   

#9 Network Coverage: At Present Jio service are available in metro and  tier 1 cities only, furthermore its network coverage is very small, that means when you will visit your hometown or village, most probably there will no Jio service. When you will require it, if it will be available to access it, then what the meaning of getting so called FREE Jio service.

#10 Don’t be too Happy as Jio is Free:  Jio is not free, Please note that it’s just the promotional offer till 31st Dec 2016, after that, you will have pay in between Rs.149-5000 depends on your tariff plan (official Jio tariff -28 days Validity only), there will be a possibility that company will modify the tariff plans.When the promotional offer will finish, you will have to pay for service as per your tarif. 

Don’t be too Happy, Mukesh Ambani is not a social worker; he is perfect successful Gujarati businessman, if you examine the DNA structure of Mukesh Ambani, you will get the market strategy of Reliance Jio. He knows very well, how to take money from your pocket…पहेले जो देते हैं, बाद मे सही से लेते भी हैं..Have you forgot the Reliance Communication free voice call lifetime SIM offer at price 225?

Maybe you thinking, Is there no advantage of Jio? The answer is not exactly, there is one excellent advantage is that due to Jio, other companies slashed down the data prices.

If you require, just a free internet connection for 2-3 months (use and throw), then you can go for it and use it till the promotional offer will continue or one Jio sim is sufficient for a family, just enable the hotspot and use it.

Prefer for quality & good service, not for free or discount and always be a smart and happy customer!

                     Truly

    FranklySpeakUp.blogspot.in

(Disclosure-This Experience is based on present situation, in near future, there may be possibility that Reliance Jio will improve the service quality)

Recent Primetime Journalism in India-A Completely Catastrophe

 Recent Primetime Journalism in India-A Completely  Catastrophe

“Rating doesn’t last, good journalism does”-Dan Rather

An Open Letter to Prime Time News Anchors/Editors

Dear News Editors,

Namaste,

Being a citizen of this country I have some concerns related to you, as I am not an Indian TV anchor, so I may be wrong. One disclosure is that most news houses have similar fashion, exception on 5-6% journalist based on their own core values and ethics, here it is-

I am not in the journalism profession, although in school level our teacher taught us about what the journalism is? Journalism is the fourth statue of our democratic country and it does speak up the various issues of the society in progressive way or journalist talks about problems of the communities on behalf of its people, the watchdog for governments or administrations or institutions to bring its transparency towards the citizens. Good journalism is always an obligation to the truth, unbiased and utmost loyal towards the citizen of the country.

I examined the recent trends of primetime news in most of the national news channels, it all about ignites the facts to sensationalization, mix up tadka (Tempering) with news, news without verified facts, biased, most are paid, most topics and neither social nor national importance, twitter hashtag becomes so-called news, loyal towards the political bosses or owners etc. All these are going on to just gain TRP (i.e. Money) by hook or crook. Most interestingly you pretended yourself as best and first in the single race..सबसे आगे हमने दिखाया…Have you scrutinize the facts, have you check it once? Have you ever observed it, what’s the impact to the society? Is this your job to classify who is national or who is anti-national? One female editor from reputed national channel, she is always busy with Kashmir, hello dear journalist Kashmir is a part of India, and it doesn’t represent entire India. Is this called ethical journalism to bias towards certain religion or loyal towards political bosses? Sometimes I confused whether I am watching news channel or circus? Who gives you the permission to project the certain facts to benefit your bosses?  And interestingly you self-declared that this is called simplified journalism. If viewers have in normal health condition and after continuously watching such extravagant TV event, the so-called debate for 1 hour, viewers are excited by your tadka news, is your job to express the opinion, certainly not?

The topics you loudly covered #Lalit Modi, #Vijay Mallya, Chanting Bharat Mata Ki Jai, Kejriwal vs. LGs and recently surgical strike, ban PAK artist etc. Is the Lalit Modi or Mallya was returned to the country? What happened about those too much hashtag tweets? Sir I agree, it’s your responsibility to raise your voice for the nation, but continuously repeating 24x7 same things and choose selectively or somehow biased way does not give any benefits to the society. Due to non-important TRP gainer news, most important social issues are always suppressed, which you people are not interested in covering up, as there are no TRPs. If top people in this profession doing like this, what we will expect from newcomers? In recent trends’, your negative culture are coping by state media houses. 

I am from far remote village in northeast region, I request you all prime time editors please step out from your air conditioning room at film city Noida or Mumbai, come to rural India, like  Sulung-Arunachal or Kalap-UK, Assam’s remote villages, Koraput, Malkangiri, or Thar Desert areas or some southern Indian villages, stay there for 1 month, then only you people realized what the hell discussion you talking about like “What Salman Khan said” or “Where Rahul Gandhi was missing” or “What Siva Sena Said” Or “Kejriwal asked for Proof” or “Chanting Bharat Mata Ki Jai” etc..And you will forget your debate number too.

There are various important social issues are present in our country, Hey my dear journos, just twitting is not complete your responsibilities. I would like to request, those who self-proclaimed nationalist, please come to rural villages, then only you people recognize that Delhi or Mumbai or Bangalore or Kashmir does not represent the entire India, there are too many serious issues present in our country, which are untouched yet.

Recently surgical strike done by our soldiers, all Indian citizen are proud to our soldiers, no need to expressed it; we all love, respect, understands our soldiers; they scarify their lives for ourselves.  But interestingly some news anchor pretended them as they did the surgical strikes. I have a gentle suggestion to our defense minister, why did not send you self-proclaimed war warriors cum news anchors at the LoC.

If you have no ideas about various issues in our country, kindly do little research and consider for  prime time, it will give more positive impact or awareness to the society e.g. farmers suicide, child malnutrition, poverty, starvation and deprivation in rural villages, still no drinking water and electricity in many villages, specially unemployment, unplanned urbanization-a future challenge, education system, poor hospital facilities in villages, agricultural related problems, flood situations specially in north-eastern states, per family incomes in rural villages, sanitation and cleanness, slum areas etc etc. Please don’t presume that whole India is SWACHH, as your luxury BMW cars or your 5BHK apartments are always SWACHH.

Journalism is not about BJP vs Congress vs APP or #ArnabvsBarkha or so on. It’s very serious profession for the true development of any nation. You have responsibilities towards unsupervised societies or community to consider our issues and put the matter to the appropriate authority.  If the news became “How many Azam Khan Buffaloes was missing”, then how I ensure that journalist is doing the fine job. If you think one tweet is sufficient, then you are in myth. If the paid news suppresses the real news or some journalist become biased towards certain political parties, then how I assure myself that our journalists are doing the fantastic job?

I understands, you are not only solely responsible for the whole disaster, we (viewers) are equally part of it, हमे  खाने से लेकर NEWS तक  मजा आना चाहिए, always, we are looking for tarka in everywhere, you people know which type of tadka we like and you project similar extravagant and non-important event so called prime Time TV debate. If I switch off your channel, it doesn’t give any solution, the rest of India continually watching and its adverse effect will continue. In same news, all channel projects it differently, if truth is unique and one, then how this is possible. Such news opinions divided in youth and it already created various groups like Barkhaian, Rajdessai Fans, Arnabian, Deepakian so and trolling will continue social sites.  The one solution is that viewers should look for quality, unbiased, unfavorable and truth, but it’s not easy to achieve it quickly, it needs to much social awareness.   

You all did great success in your personal life, you are all celebrities, being individual I have true respect all of you, so still, you people are my hope, as you are in a very serious profession, please don’t miss utilize your platform.  I understand you have professional competition and you have maintained your luxury lives, we have no problem, earn money whatever you want, but please think twice before you project any news or debate, how this will help or impact on improving the situation of real India.

Please make sure, you are not servants of political bosses, so please listen to your heart, which will tell you being a political neutral approach. One additional, if you have too much restriction from bosses or governments, it’s better to quit the journo profession. You, people, are so talent, join in another suitable job; you will not only earn sufficient money for your luxury lives, but also you will get true respect in the society.

If you really judge yu as a journalist, please think about it, to getting more TRP or rating by cheating to the society is not the good way, still if you pretends as you don’t care mode, sincerely I would like you remind you when you will on death bed, that day you will realize “Money or rating is not Everything”.

जीना यहाँ, मरना यहाँ, इसके सिवा जाना कहाँ

जी चाहे जब हमको आवाज़ दो, हम हैं वहीं, हम थे जहाँ…….

Still not too late, get well soon, hope for positive change, as hopes stay us alive.

Your’s truly

An Indian Citizen